Terms and Conditions

Last updated: October 16, 2025

About this document: Vymaxor is a content website located at https://vymaxor.com (the “Site”). We publish informational articles and are monetized through advertising (Google AdSense/Google Ad Manager). We do not sell products. These Terms of Use (the “Terms”) form a legally binding agreement between you and Vymaxor regarding your access to and use of the Site, newsletters, SMS messages, and related services (collectively, the “Services”).

If you do not agree to these Terms, do not use the Services.

1. Who we are

“Vymaxor,” “we,” “us,” or “our” refers to the operator of the Site. For privacy inquiries or rights requests, contact our Data Protection Officer (DPO) at [email protected].

2. Eligibility and account features

You may use the Services only if you are at least the age of majority in your jurisdiction or you have the consent of a parent or legal guardian. We may offer optional features such as email newsletters or SMS updates that require you to provide certain information (e.g., email address or mobile number). You are responsible for ensuring that any information you provide is accurate and up to date.

3. Changes to the Terms

We may modify these Terms at any time, in our discretion. The “Last updated” date above reflects the latest version. Material changes will be notified by reasonable means (e.g., a notice on the Site). Your continued use after changes become effective indicates acceptance of the updated Terms.

4. Content and intellectual property

All content on the Services—including text, graphics, logos, images, videos, and software—is owned by Vymaxor or our licensors and is protected by applicable intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes. Any use not expressly permitted by these Terms is prohibited.

4.1 User contributions

Where the Services allow submissions (comments, feedback, suggestions, or other materials), you retain ownership of your contributions, but grant Vymaxor a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such contributions in connection with operating and improving the Services. Do not submit content you do not have rights to share or that violates these Terms or applicable laws.

5. Acceptable use

You agree not to:

  • use the Services for unlawful purposes or in violation of any applicable law or regulation;
  • infringe or violate intellectual property or privacy rights of others;
  • attempt to gain unauthorized access to the Services or related systems;
  • interfere with or disrupt the operation of the Services, including by introducing viruses, malware, or other harmful code;
  • use automated means (scrapers, bots) to access or copy content except as permitted by robots.txt or express written permission;
  • engage in fraudulent, deceptive, or misleading practices, including impersonation;
  • collect information from users without consent or in violation of our Privacy Policy.

6. Advertising and links

The Services display advertising provided primarily through Google AdSense/Google Ad Manager. Ads may be contextual or personalized based on cookies or similar technologies (see our Privacy Policy). The Services may contain links to third-party sites or services we do not control. We are not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.

7. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, VYMAXOR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. INFORMATION ON THE SITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL ADVICE.

8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VYMAXOR AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF (OR INABILITY TO USE) THE SERVICES. OUR AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES SHALL NOT EXCEED (A) THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM (IF ANY), OR (B) USD $100, WHICHEVER IS GREATER.

9. Indemnification

You agree to defend, indemnify, and hold harmless Vymaxor and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to your use of the Services, your violation of these Terms, or your infringement of any rights of a third party.

10. Termination and suspension

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, the licenses granted to you will end, but the following sections will survive: 4 (Content and IP), 7 (Disclaimers), 8 (Limitation of liability), 9 (Indemnification), 11 (Governing law and disputes), and 12 (General).

11. Governing law and disputes

These Terms and any dispute arising out of or related to them or the Services are governed by the laws of Estonia, without regard to conflict of laws rules, except where mandatory law of your place of residence requires otherwise. You agree to the exclusive jurisdiction of the courts located in Tallinn, Estonia, to resolve any dispute, and you waive any objection to venue or forum non conveniens. Nothing in this section limits your statutory rights to bring claims in your local courts where required by applicable consumer law.

12. General

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision is not a waiver. You may not assign or transfer any rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations freely. These Terms constitute the entire agreement between you and Vymaxor regarding the Services, superseding any prior agreements.

13. Contact

Questions about these Terms? Email [email protected]. The Terms are accessible at https://vymaxor.com/terms/.

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.